Mas'ud, Riduan (2022) The resilthience of Baitul Maal wa Tamwil (BMT) as islamic microfinance institution amid disruption. In: AICIS Ke-20, 20-21 Oktober 2022, UIN Mataram. (In Press)

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Abstract

INGGRIS The people of Lombok, West Nusa Tenggara, are mostly low-income, so most people have difficulty with the services of banking financial institutions (unbankable). This fact is an opportunity and a challenge for Islamic microfinance institutions, especially Baitul Mal Wat Tamwil (BMT), to carry out appropriate interventions to improve the living standards of the Lombok people. This study aims to examine the Baitul Mal Wat Tamwil (BMT) resilience strategy in the era of disruption. The data in this study were obtained through three methods, namely observation, interviews, and literature study. The data obtained were combined and analyzed using descriptive qualitative analysis. This study found that Baitul Mal Wat Tamwil (BMT) collapsed because it could not survive the massive technological disruption. On the other hand, Baitul Mal Wat Tamwil (BMT) can survive due to the ability to adapt amid disruption and the power to foster a loyalist community base built through social funds. Thus, this research provides direction to microfinance institutions to build loyalty and sustainable development.

Item Type:	Conference or Workshop Item (Speech)
Uncontrolled Keywords:	Baitul Maal wa Tamwil (BMT), Islamic Microfinance
Subjects:	14 ECONOMICS > 1402 Applied Economics > 140207 Financial Economics 15 COMMERCE, MANAGEMENT, TOURISM AND SERVICES > 1502 Banking, Finance and Investment > 150203 Financial Institutions (incl. Banking)
Divisions:	Program Pascasarjana > Program Studi Magister Ekonomi Syariah
Depositing User:	Dr Riduan Mas'ud
Date Deposited:	09 Jan 2023 02:58
Last Modified:	09 Jan 2023 02:58
URI:	http://repository.uinmataram.ac.id/id/eprint/2140

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