Suharti, Suharti (2021) Implementation of the principle of justice in the profit-sharing system in financing mudharabah at PT. Bank Muamalat Indonesia Tbk. KCU Mataram. ISOS: International Journal of Islamic and Social Sciences, 1 (2). pp. 73-82. ISSN E-ISSN 2798-4559

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Abstract

ENGLISH This study aimed to determine the implementation of the principle of justice in the profit-sharing system on mudharabah financing at PT Bank Muamalat Indonesia Tbk. KCU Mataram. The research method was descriptive qualitative research. The data collection techniques were carried out using observation, interviews and documentation. Meanwhile, data analysis was carried out inductively using some steps consisting of data reduction, data presentation, and conclusions. The results showed that the profit-sharing system in mudharabah financing at PT Bank Muamalat Indonesia Tbk. KCU Mataram implemented a revenue sharing system using the profit projection method based on the customer's business results data and the customer's ability to pay in monthly installments. The principle of fairness in the profit-sharing systemin mudharabah financing laid on the willingness of the parties ( sohibul maal and mudharib ) to bear the profits and losses proportionally according to the portion of their respective involvement.

Item Type: Article
Uncontrolled Keywords: principles of justice; revenue sharing; mudharabah financing; projection method
Subjects: 18 LAW AND LEGAL STUDIES > 1801 Law > 180102 Access to Justice
18 LAW AND LEGAL STUDIES > 1801 Law > 180127 Mu'amalah (Islamic Commercial & Contract Law) > 18012712 al-Syirkah (incl. al-Mudharabah, al-Musahamah)
18 LAW AND LEGAL STUDIES > 1801 Law > 180127 Mu'amalah (Islamic Commercial & Contract Law) > 18012724 Islamic Banking
Divisions: Fakultas Ekonomi dan Bisnis Islam > Jurusan Pariwisata Syariah
Depositing User: Suharti Suharti
Date Deposited: 23 Jun 2022 03:42
Last Modified: 23 Jun 2022 03:42
URI: http://repository.uinmataram.ac.id/id/eprint/1372

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