Baihaqi, Muh. (2021) Analysis of murabahah contract financing in the Covid-19 pandemic era at Koperasi Serba Usaha BMT Al-Iqtishady Pagesangan Mataram. ISOS : International Journal of Islamic and Social Sciences, 1 (2). pp. 39-45. ISSN 2655-9714

	Text (Journal article) Analysis of Murabahah Contract Financing in the Covid-19 Pandemic Era at Koperasi Serba Usaha Bmt Al-Iqtishady Pagesangan Mataram.pdf - Published Version Available under License Creative Commons Attribution Non-commercial No Derivatives. Download (771kB)
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Abstract

The purpose of this study was to determine the impact of the COVID-19 pandemic on financing in murabahah contracts and the way the Koperasi Serba Usaha Bmt Al-Iqtishady Pagesangan Mataram in overcoming these impacts, especially related to problematic financing. The type of research approach used is descriptive qualitative with data collection methods including: observation, interviews and documentation, while the data analysis methods used are data collection, data reduction and verification. The results of this study show (1) the impact of the covid-19 pandemic on murabahah financing is a change in the transaction method, a decrease in the amount of murabahah financing disbursed as a result of increasing cooperative prudence, the occurrence of problematic financing caused by the business or work of customers affected by the Covid pandemic. -19 thus affecting the ability of customers to pay their obligations. (2) the method used by the Koperasi Serba Usaha BMT Al-Iqtishady Pegesangan Mataram in overcoming the impact of the Covid-19 pandemic, namely by restructuring problematic financing, including: rescheduling, namely by rescheduling the due date by giving an extension of time, the return requirement is by rescheduling re-arrangement of the installment amount, term and schedule of payments, and the last is realignment, namely by changing the form of the murabahah financing contract into other contracts such as mudharabah or musyarakah.

Item Type:	Article
Uncontrolled Keywords:	financing; akad murabaha; pandemic era; BMT Al-Iqtishadi
Subjects:	14 ECONOMICS > 1402 Applied Economics > 140207 Financial Economics 15 COMMERCE, MANAGEMENT, TOURISM AND SERVICES > 1502 Banking, Finance and Investment > 150203 Financial Institutions (incl. Banking) 18 LAW AND LEGAL STUDIES > 1801 Law > 180127 Mu'amalah (Islamic Commercial & Contract Law) > 18012703 al-Murabahah 15 COMMERCE, MANAGEMENT, TOURISM AND SERVICES > 1504 Commercial Services
Divisions:	Fakultas Ekonomi dan Bisnis Islam > Jurusan Ekonomi Syariah
Depositing User:	Muh Baihaqi S.Hi., M.Si
Date Deposited:	27 Jun 2022 14:20
Last Modified:	14 Jul 2022 01:39
URI:	http://repository.uinmataram.ac.id/id/eprint/1386

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