Mas'ud, Riduan (2022) Troubled financing rescue strategy in musyarakah financing: PT. Sharia NTB Bank. Khazanah Hukum, 4 (2). pp. 139-153. ISSN (e) 2715-9698

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Abstract

INDONESIA Penelitian ini bertujuan untuk mengevaluasi strategi yang dilakukan oleh PT. Bank NTB Syariah dalam menangani permasalahan pada pembiayaan musyarakah baik dari sisi kebijakan maupun hukum. Penelitian ini merupakan penelitian kualitatif deskriptif. Data pada penelitian ini didapatkan melalui proses wawancara dengan para pemimpin dari PT. Bank NTB Syariah serta bagian analis Bank NTB Syariah. Berdasarkan hasil yang didapatkan, dapat disimpulkan bahwa terdapat beberapa masalah yang dihadapi oleh PT. Bank NTB Syariah di antaranya lemahnya pengawasan, ketersediaan SDM, nasabah yang tidak Amanah, nasabah yang pension dini, cuaca yang tidak stabil, termin proyek yang macet, nasabah meninggal dunia, agunan tidak maksimal, covid-19, hingga bencana alam. Langkah yang perlu dilakukan oleh PT. Bank NTB Syariah adalah dengan restrukturisasi segala aspek pembiayaan. Selain itu, sistematika transaksi perlu ditingkatkan secara berkala ENGLISH This study aims to evaluate the strategy undertaken by PT. Bank NTB Syariah in dealing with problems in musyarakah financing both in terms of policy and law. This research is descriptive qualitative research. The data in this study were obtained through an interview process with leaders from PT. Bank NTB Syariah and the analyst section of Bank NTB Syariah. Based on the results obtained, it can be concluded that PT. Bank NTB Syariah faces several problems, including weak supervision, availability of human resources, untrustworthy customers, customers who retire early, unstable weather, stalled project terms, customer death, not optimal Collateral, covid-19, to natural disasters. Steps that need to be taken by PT. Bank NTB Syariah is restructuring all aspects of financing. In addition, transaction systematics needs to be improved periodically

Item Type:	Article
Uncontrolled Keywords:	musyarakah; bank ntb syariah; rescue; law
Subjects:	15 COMMERCE, MANAGEMENT, TOURISM AND SERVICES > 1502 Banking, Finance and Investment > 150203 Financial Institutions (incl. Banking) 18 LAW AND LEGAL STUDIES > 1801 Law > 180127 Mu'amalah (Islamic Commercial & Contract Law) > 18012724 Islamic Banking
Divisions:	Program Pascasarjana > Program Studi Magister Ekonomi Syariah
Depositing User:	mrs Nuraeni S.IPi
Date Deposited:	09 Aug 2022 12:37
Last Modified:	15 Aug 2022 08:08
URI:	http://repository.uinmataram.ac.id/id/eprint/1618

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